Skip to navigation Skip to main content

Lines of Business

  • Individuals
  • Businesses
  • Partners

Account

  • About us
    • Company leadership
    • Community involvement
    • Annual report
    • Careers
    • Newsroom
      About us
    • Company leadership
    • Community involvement
    • Annual report
    • Careers
    • Newsroom
  • Contact us
  • Account
    • Zing® Marketplace
    • Pay my bill
    • Business claims
    • JM® Shipping Solution claims
      Account
    • Zing® Marketplace
    • Pay my bill
    • Business claims
    • JM® Shipping Solution claims
Navy Jewelers Mutual Logo
White Jewelers Mutual Logo

Commercial

  • Protect your business
      Protect your business
    • Business Insurance
        Business Insurance
      • Business Owners Policy
      • Jewelers Block
      • Commercial Umbrella
      • Claims
      Business Protection
      • Business Owners Policy
      • Jewelers Block
      • Commercial Umbrella
      • Claims
    • JM® Shipping Solution
        JM® Shipping Solution
      • Coverage
      • Shipping claims
      • Integrators
      Shipping Protection
      • Coverage
      • Shipping claims
      • Integrators
    • Business Risk Management
    • Business Protection
      Business Insurance
      • Business Owners Policy
      • Jewelers Block
      • Commercial Umbrella
      • Claims
    • Shipping Protection
      JM® Shipping Solution
      • Coverage
      • Shipping claims
      • Integrators
    • Asset protection & support
      Business Risk Management
  • Grow your business
      Grow your business
    • Revenue Generators
        Revenue Generators
      • Personal Insurance
      • JM® Care Plan
      • Jewelry Appraisal Solution
      • Integrators
      Jeweler solutions
      • Personal Insurance
      • JM® Care Plan
      • Jewelry Appraisal Solution
      • Integrators
    • Zing® Jewelry Marketplace
    • Jeweler solutions
      Revenue Generators
      • Personal Insurance
      • JM® Care Plan
      • Jewelry Appraisal Solution
      • Integrators
    • Buy & sell diamonds
      Zing® Jewelry Marketplace
  • Resource center
      Resource center
    • All resources
        All resources
      • Insurance
      • Risk management
      • Revenue boosters
      • Buy & sell jewelry
      • Shipping
      • Insurance
      • Risk management
      • Revenue boosters
      • Buy & sell jewelry
      • Shipping
    • All resources
      • Insurance
      • Risk management
      • Revenue boosters
      • Buy & sell jewelry
      • Shipping

Jewelry Insurance as low as

$15/mo

or $180 per year

  1. Home /
  2. Business Resource Center /
  3. Risk management /
  4. What Jewelers Should Know About Overcoming Strip Mall Risks
Jm Brand extra images
Risk management
  • Sensor Systems supported by Hartford Steam Boiler (HSB) 
  • The right insurance coverage 
  • Jewelers’ Security Alliance Membership 
  • Your Guide to 24/7 Security 
  • Security Materials 
Read: 4 min

What Jewelers Should Know About Overcoming Strip Mall Risks

by Jessica Thomaschefsky
Jun 21, 2021 9:30AM
Facebook
Reddit
X
LinkedIn
Copy Link
Email article
Summary

Jewelry stores in strip malls face unique burglary risks due to shared walls and vacant neighboring units.
  • Criminals often enter through adjacent vacant spaces or rooftops to avoid detection.
  • Reinforce shared walls, install motion detectors, and relocate safes away from common walls.
  • Always respond to alarms with backup and coordinate with police and landlords.

In recent months, burglaries have become staggeringly more frequent at jewelry stores in strip mall locations throughout the US and Canada. If you are a jewelry business owner with a location in a strip mall setting, it is crucial for you to know the ways in which criminals may be targeting your business, and how to protect yourself and your property from threats.

When you’re inside your own store, it may be easy to forget that the only thing separating you from the business next-door is a little bit of drywall and insulation. Because of this fact, criminals tend to target locations that are connected via common walls to vacant properties. They enter the vacant property and access the jewelry store through the common wall, sometimes slipping back out the way they entered without the business owner immediately noticing.

The second most popular way criminals have also accessed stores is through the rooftop. Now, you may be thinking, that only happens in movies! Unfortunately, rooftop burglaries are a very real threat to business owners and often give the criminal the opportunity to enter and exit without harming the structure of the building, making it hard to notice anything happened. This entry also makes it appear as though an alarm signal is false.

There are many tactics criminals use when preparing for a burglary and knowing how your location may be targeted is the first step to reducing your risk.

The next step is educating yourself and your staff on the types of simple but impactful preventive steps you can take to make your business less vulnerable.

Here are some risk management tips for keeping your location safe and secure:

  • Make sure your call list is up to date so alarm system notifications can be responded to promptly.
     
  • Consider a redundant alarm system to complement your current alarm system.
     
  • Arrange to meet the police at your protected property when responding to any alarm notification. Do not arrive alone!
     
  • Seek approval from your landlord to install temporary cameras and motion detectors in any vacant adjoining spaces and secluded rear entrance and the ceiling.
     
  • Double-check that your roof and common walls with other adjacent properties are adequately protected. If possible, move your safe from the common or shared wall. If moving the safe from the common wall isn't an option, reinforce the wall with steel plating.
     
  • Invest in full motion and vibration alarm protection on safes as well as welded shelves to minimize the chance of losing everything in the safe.
     
  • Check your safes for adequate physical protection. Burglary-resistant UL-rated TL-15 and TL-30 safes have recently been targeted in these attacks and have been successfully compromised. Consider upgrading to a TRTL-30X6 safe.
     
  • Remember to notify Jewelers Mutual Group and/or the Jewelers’ Security Alliance of any incidents at your operation as we are tracking this criminal activity pattern.
     
  • Make sure you have adequate insurance coverage. Start by scheduling a virtual inspection. With this type of inspection, you can clearly document the inside and outside of your property at any time and on your schedule.


As this trend continues, it's critical that your alarm is working properly and if you receive an alert from your alarm service, treat it as an actual event and alert law enforcement right away. 

In addition to the risk management tips above, we offer additional services as part of our JM™ Risk Services division dedicated to providing loss prevention education and risk management solutions to our policyholders and the entire jewelry industry. 

Sensor Systems supported by Hartford Steam Boiler (HSB) 

Sensor systems by HSB provide 24/7 monitoring of your business and detect issues caused by a power outage (criminals have been known to cut the power before entering a business) and water intrusion due to weather or a pipe burst. 

When the sensors detect an adverse condition, an alert is sent to you which provides early warning and an ability to take action to protect your property from damages or reduce the severity of the damage. Jewelers Mutual Group policyholders can get these sensors at no additional cost.   

The right insurance coverage 

It’s important to make sure you’re covered for any peril that threatens your business. You may have insurance; however, some business owners find themselves paying extra out-of-pocket expenses after a claim is filed because they didn't have well-rounded coverage or proper limits. 

The best way to make sure your business is properly covered is to work with an agent that is an expert in jewelers block insurance.  

Jewelers’ Security Alliance Membership 

Keep in mind that we pay the membership for all Jewelers Mutual Group policyholders within their respective country’s leading organization dedicated to promoting crime prevention within the industry. For the U.S., that’s the Jewelers’ Security Alliance and for Canada, policyholders receive complimentary Jewellers Vigilance Canada crime package membership. Members with both organizations receive tools, tips and resources necessary to ensure their jewelry business is safe and secure.

Your Guide to 24/7 Security 

Turn to the Jeweler’s Guide to 24/7 Security for daily safety and security advice regarding opening and closing procedures, recognizing suspicious activity, digital and home security as well as safe shipping and travel.   

Security Materials 

Order complimentary materials such as showcase signage, window signs and other resources to place potential criminals on notice that you take the safety and security of your business seriously.

For more resources and services available to keep your jewelry business secure, visit JM™ Risk Services. JM Risk Services is a division of Jewelers Mutual Group dedicated to providing loss prevention education and solutions to the entire jewelry industry.

Watch related videos

Risk management
Read: 40 min
Webinar: Cyber Attack Incident Response and Recovery
Hear from experts on preparing for cyber incidents so you can respond, recover quickly, and keep your business running smoothly.
October 24, 2024
Risk management
Read: 2 min
Webinar: Protecting Your Business Against Cyber Threats
Learn how to create a holistic, multi-layered cybersecurity plan to protect your store and build a year-round security mindset with your staff.
October 17, 2024
Risk management
Read: 2 min
Webinar: Understanding the Cyber Threat Landscape
This is the first in a three-part cybersecurity webinar series designed in response to customer feedback. The goal is to raise awareness of cybersecurity threats.
October 14, 2024
1 / 1

See related articles

Jm Brand extra images Risk management
Read: 3 min
How to protect your jewelry business when the power goes out
Learn what steps you can take before, during and after a power outage to protect your jewelry business.
January 14, 2025
Jm Brand extra images Risk management
Read: 2 min
Protecting your business from cyber threats
Review our 2024 Cybersecurity Awareness Webinar series and learn about the potential cyber threats that can impact your business and what steps you can take to help prevent them.
January 9, 2025
Jm Brand extra images Risk management
Read: 5 min
Nationwide crime crisis: protecting your jewelry business from organized retail threats
Learn about organized retail crime threats to jewelry businesses and essential security tips to protect assets, employees, and customers from these risks.
November 14, 2024
Risk management
Read: 40 min
Webinar: Cyber Attack Incident Response and Recovery
Hear from experts on preparing for cyber incidents so you can respond, recover quickly, and keep your business running smoothly.
October 24, 2024
Risk management
Read: 2 min
Webinar: Protecting Your Business Against Cyber Threats
Learn how to create a holistic, multi-layered cybersecurity plan to protect your store and build a year-round security mindset with your staff.
October 17, 2024
1 / 1

Footer

Footer social navigation

Facebook TikTok X Instagram LinkedIn YouTube
  • Protect your business
  • Business Insurance
  • Business Risk Management
  • JM® Shipping Solution
  • Grow your business
  • Zing® Jewelry Marketplace
  • Revenue Boosters
  • Resource center

Legal Menu

  • Privacy Policy
  • Terms of Use
  • Accessibility
  • Cookie Preferences
  • Notice at Collection
  • Do Not Sell or Share My Personal Information (CA Residents Only)

© 2025 Jewelers Mutual Group - All Rights Reserved

Insurance coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language. Coverage options may vary by state and by product. Exclusions and limitations may apply.

Insurance coverage is offered by a member insurer of the Jewelers Mutual Group, either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company, or otherwise via other carriers through JM Insurance Agency Partners, Inc. Policyholders of Jewelers Mutual Insurance Company, SI and JM Specialty Insurance Company are members of Jewelers Mutual Holding Company.