Your jewelry business is one of a kind. Whether you’re a small family-run shop or a large-scale operation, we make insurance coverage straightforward—so you can stay focused on what matters most: your business.
Protects your inventory from loss, theft, or damage—in-store, in transit, or at events.
Covers your property, liability, and lost income if your business is disrupted.
You may know Jewelers Mutual Group for specialized insurance coverage. But with the addition of JM Insurance Agency Partners, we’re also a trusted insurance agency able to bring you a suite of solutions through both our own coverage options and our network of carrier partners.
With deep roots in the industry, we understand the unique risks jewelry companies face. No matter your size or specialty, we’ll partner with you to provide expert-driven solutions tailored to your specific needs.
These risks are real, but the right insurance keeps them from becoming financial sinkholes.
A cyberattack shuts down your website and exposes your customer data. Who pays for the damage?
Your storefront is damaged, and you can’t reopen right away. How long can you afford to wait before business gets back on track?
Inventory goes missing without explanation. Can your business afford the hit?
A big repair goes wrong, and a customer’s high-value piece is damaged. How do you make it right?
A fire, flood, or theft wipes out your stock. What’s your backup plan?
Whether you're just starting out in the industry, or have decades of experience, we have the right coverage for you.
Protect your storefront, inventory, and daily operations.
Scalable policies designed to safeguard multiple locations and high-value assets.
Coverage for custom pieces, materials, and work-in-progress, whether in the studio or on location.
Protection for raw materials, finished goods, and distribution risks.
Coverage for high-value transactions and unique inventory.
With Jewelers Mutual Group, you get more than just an insurance policy—you get dedicated support. We’re here to help protect your passion, whether it’s safeguarding high-value inventory, managing risks from appraisals, trade shows, and manufacturing, or navigating the unique needs of your business.
Our claims team and underwriters are available to guide you through the unexpected with speed and care. We have GIA Graduate Gemologists, AGS Certified Gemologists and Sales Associates on staff, so we problem-solve from a place of deep expertise. Which is why jewelers rate our claims experience a 4.98 out of 5 stars.
We do more than insure your business. We help you prevent losses with expert advice on security, liability, and operational best practices.
We don’t dole out one-size-fits-all solutions. We work diligently to craft policies that include tailored solutions for your specific business needs.
Our specialists are more than insurance experts—they possess a comprehensive understanding of the jewelry industry.
In our initial meeting with you, our goal is to understand how your business operates and what a typical day looks like for you. We may ask about:
Proudly built by jewelers, we remain deeply rooted in the industry that made us.
donated annually
to support organizations like Jewelers Security Alliance and American Gem Society, that strengthen the jewelry industry
of jewelers
across United States and Canada rely on us for their insurance coverage
in personal jewelry claims
paid annually, helping drive business back to jewelers
With experts across the U.S. and Canada, we're ready to help you identify the coverage that best fits your business needs.
Send us an email or give us a call at 800-339-9124 and we’ll connect you with your agent.