Jewelers BOP Insurance

Customizable coverage options

We understand that every jewelry business is different. That's why our business owners policy (BOP) is fully customizable to meet the specific needs of your operation. Choose from a wide range of options to enhance your coverage. (This list is not exhaustive, and additional options may be available):

• Accidental spilling of chemicals

• Accounts

• Appraisal equipment, including master stones

• Arson or fraud reward

• Business income - contract

• Business income - dependent properties

• Business income - extended period of

• Business income - pollutant clean up and removal

• Business income - unspecified personal property off premises

• Business income - accounting expense

• Business income and extra expense - civil authority mileage

• Business income and extra expense - newly acquired or constructed

• Debris removal

• Distance from described premises

• Electronic data

• Employee dishonesty

• Extra expense - dependent properties

• Fire department service charge

• Fire extinguisher systems recharge expense

• Forgery or alteration

• Fragile articles

• Furs limitation amendment (theft)

• Glass and glass expense

• Inventory / appraisal expense

• Jewelry limitation amendment

• Limited piercing liability (above the neck piercing)

• Locking device replacement

• Money and securities - on / off premises

• Money orders and counterfeit money

• Newly acquired or constructed property – building

• Newly acquired or constructed property - business personal property

• Ordinance or law (gold and platinum) increase cost of construction (silver)

• Outdoor property

• Patterns, dies, molds,

• Personal effects

• Pollutant clean up and removal expense

• Primary coverage for personal property of others not in the jewelry business

• Property temporarily outside the coverage territory

• Signs (outdoor) - on premises

• Signs (stationary) - off premises

• Unspecified personal property off premises

• Unspecified personal property off premises - unattended vehicle

• Valuable papers and records - on / off premises

• Water backup and sump overflow