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Jewelry Insurance as low as

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  1. Home /
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  4. 2025 travel study
Opening a Suitcase
Travel
  • Jewelry on planes
  • How to pack it
  • Traveling with rings
  • TSA
  • Travel jewelry
  • Where loss happens
Read: 4 min

2025 travel study

by Jewelers Mutual
Jul 28, 2025 8:56AM
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Summary

Jewelers Mutual's 2025 Travel Study highlights how travelers manage jewelry risks and why insurance offers peace of mind.

  • 80% of travelers wear travel jewelry, especially engagement rings
  • Earrings are most often lost—beaches and hotel rooms are top risk zones
  • Jewelry insurance helps protect valuables from theft, damage, and loss

 

Traveling with jewelry can be stressful due to the risk of loss or damage. 
Our 2025 Jewelry Travel Study explores how people travel with jewelry and their concerns, offering insights to help keep your pieces safe while on the go.  

While precautions like hotel safes and secure packing help, accidents can still happen. Jewelry insurance can provide that extra layer of protection so you can travel stress free.

Founded by jewelers, Jewelers Mutual® has been protecting jewelry for over 112 years. 

 

Can you bring jewelry on a plane?


Yes, you can generally travel with jewelry. We recommend always keeping valuables in carry-on luggage or wearing it. Traveling with jewelry in your checked luggage has a much higher likelihood of loss or theft.

In fact, according to our survey, the majority of people travel with their jewelry.

  • Engagement and wedding rings are the most valuable jewelry items to travel with.

  • 52% wear their engagement ring, but only 50% wear their wedding rings.

  • Other pieces are typically packed, especially as value increases.

     

Travel Study

 

How to pack jewelry for travel

Packing jewelry properly can prevent tangles, loss, or damage. A few simple packing tricks can help keep everything secure.  

  • Always keep jewelry in your carry-on, never in checked luggage.  

  • Use a structured, zippered pouch or travel case for easy access during security checks. 

  • Lay necklaces flat to prevent tangling.  

  • Store earrings in a pill case or small container.  

     

Traveling with engagement rings

Wearing your engagement ring while traveling is common, 52% report wearing their engagement ring while only 50% report wearing their wedding ring. But extra precautions may help prevent loss. 

Most wear their engagement or wedding ring instead of packing it, while other higher value pieces are most often left behind while traveling.

Engagement/wedding rings are typically the most expensive jewelry travelers carry. You should leave jewelry behind when headed to the beach or pool or wear a travel ring.

 

Can you wear jewelry through TSA?

Most small jewelry items, like rings and necklaces, typically won’t set off metal detectors, so you may be able to wear them through TSA screening.

However, larger metal pieces may require additional inspection.

  • The TSA recommends always keeping valuables with you, on your person or in your carry-on bag.

  • Never store jewelry in checked baggage.

  • You can ask the TSA officer to screen you and your valuables in private to maintain your security.

traveljewelry-featured-image-1.png

 

Should you use travel jewelry?


Many travelers opt for travel jewelry as a worry-free alternative to their valuable pieces, prioritizing security and peace of mind.

  • About 80% of respondents wear travel jewelry.

  • Insured consumers are more likely to travel with their jewelry.

It is always safest to leave valuable jewelry at home in secure storage and travel with travel jewelry instead. If bringing valued items, wear them or store them in a secure jewelry case in your carry-on luggage.

 

insurance-among-collectors.webp

Most commonly lost or stolen jewelry and where it happens


Certain jewelry pieces are more prone to loss or theft while traveling, especially in high-risk locations.

  • Earrings are the most frequently lost or stolen.

  • Beaches are the top location for jewelry loss.

  • Hotel rooms are common sites for jewelry theft.
     

When traveling with jewelry, use a hotel safe and avoid wearing it in water. Store pieces in a ring holder or pouch when not in use, especially near pools or at the beach.

 

 

What to do with jewelry you leave at home


When traveling, deciding what jewelry to bring and what to leave behind is important. Proper storage can help protect the pieces you don’t take with you. Here are a few things to keep in mind when securing your jewelry at home.

  • Necklaces are most likely to be left behind when traveling.

  • Customers are leaving behind their high-value jewelry

  • Insured consumers often use more secure storage methods than uninsured respondents.

  • Lockboxes and safes are the most common home storage methods. 


The Jewelers Mutual study was conducted in February 2025. A sample of over 1,500 adults in the U.S. aged 18+ who were responsible for making insurance decisions in their household and had at least one piece of fine jewelry were recruited via an online research panel and surveyed via online self-completion.

 

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Insurance coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language. Coverage options may vary by state and by product. Exclusions and limitations may apply.

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