couple ring shopping

Finding the best jewelry insurance for you 

Check your rate 

What influencers are saying 

1 / 1

Jewelry Insurance backed by 110 years of experience

 

Jm Brand extra images
Founded by jewelers

Established by a group of jewelers in 1913, Jewelers Mutual has been safeguarding jewelry for over a century. We're proud of our track record of navigating decades of changes in both the jewelry and insurance industries. Our coverage is time-tested and built to last. 

Overhead view of jewelry purchase
We aren’t a middleman

We are a real insurance company, so we personally back our own policies—unlike other insurers who are actually go-between entities for insurers. If you ever need to file a claim, you'll work directly with us throughout the entire process.

Diamond
GIA Graduate Gemologists

Our team includes numerous graduate gemologists who received their training at the Gemological Institute of America (GIA). They are experts in gemstone evaluation, utilizing criteria including the 4Cs, the International Diamond Grading System™, and the Colored Stone Grading System.

Jm Brand extra images
AGS-Certified Gemologists and Associates

We also have multiple gemologists and sales associates on staff who’ve completed advanced training from the American Gem Society (AGS) and possess expertise in testing procedures for diamonds, gemstones, and precious metals.

12,000 + 5-star reviews

I've had this company for over 20 years. Whenever an item was lost or needed to be replaced or repaired they did so without any problems.

Belinda

The wife and I had no idea we could insure her ring separate from our household things. We were made aware of this by our Geico rep. Simple, easy and inexpensive. Thanks Geico.

Bobby B.

I've had this company for over 20 years. Whenever an item was lost or needed to be replaced or repaired they did so without any problems.

Estefania M.

It was easy to fill out the application. I was happy to get a discount because we have a home security system. I will probably never need this insurance but it does give me piece of mind!

Linda

It was easy to fill out the application. I was happy to get a discount because we have a home security system. I will probably never need this insurance but it does give me piece of mind!

Mel L.

Fantastic and easy experience that provides me enormous peace of mind at an affordable price.

Sean J.

1 / 1

Some people call us the “Best”

  • Investopedia selected Jewelers Mutual as the “Best Jewelry Insurance Provider” (2025)

  • CNBC Select named Jewelers Mutual as the “Best for Preventative Maintenance” (2025)

  • Fortune Recommends named Jewelers Mutual the "Best Overall" jewelry insurance company (2024)

  • Trusted Choice gave Jewelers Mutual a 5 out of 5-star rating (2024) ​

Chosen by many of the nation’s top home and auto insurers to protect their customers’ jewelry

Geico
bamboo_logo_white.png
je-brown-logo-white.png
Brightway Insurance Logo
eRenter Plan logo
tccom-main-logo-white.png

Endorsed by the jewelry industry’s leading authorities 


 

Strength and stability 

At Jewelers Mutual, our commitment to financial security and exceptional service has earned us several of the industry’s leading awards. These honors reflect our history of rock-solid reliability. When you insure your jewelry with Jewelers Mutual, you’re protected by a company that’s been in business for over 110 years, and is built to last.

First time 

Deloitte’s Wisconsin 75™

This award highlights our growth and innovation, spotlighting the fact that we’re a forward-thinking company and have been able to evolve to meet our customers' changing needs.

15th consecutive

Ward's 50® 

This recognition reflects our strong financial performance, consistency, and safety over a five-year period—highlighting our financial strength and reliability to pay claims. 

As of Nov 2024, Jewelers Mutual Insurance Company, SI earned an

A+ 

Superior Rating from A.B. Best  for the 38th year in a row, highlighting our financial strength and reliability to pay claims