Skip to navigation Skip to main content

Lines of Business

  • Individuals
  • Businesses
  • Partners

Account

  • About us
    • Our story
    • Company leadership
    • Community involvement
    • Annual report
    • Careers
    • Newsroom
      About us
    • Our story
    • Company leadership
    • Community involvement
    • Annual report
    • Careers
    • Newsroom
  • Contact us
  • Account
    • Login/Manage my policy
    • Pay my bill
    • Start a claim
    • Track a claim
      Account
    • Login/Manage my policy
    • Pay my bill
    • Start a claim
    • Track a claim
Navy Jewelers Mutual Logo
White Jewelers Mutual Logo

Personal

  • Insurance solutions
      Insurance solutions
    • Jewelry Insurance
    • Engagement Ring Insurance
    • Watch Insurance
    • Our solutions
      Jewelry Insurance
    • Engagement Ring Insurance
    • Watch Insurance
  • Jewelry Insurance explained
      Jewelry Insurance explained
    • Coverage
    • Appraisals
    • Cost
    • Claims process
    • Managing your policy
    • Jewelry Insurance vs Homeowners
    • Jewelry Insurance vs Warranties
    • Why Jewelers Mutual
    • About Jewelry Insurance
      Coverage
    • Appraisals
    • Cost
    • Claims process
    • Managing your policy
    • Jewelry Insurance vs Homeowners
    • Jewelry Insurance vs Warranties
    • Why Jewelers Mutual
  • Resource center
      Resource center
    • All resources
    • Cleaning your jewelry
    • Colored gemstones
    • Diamonds
    • Proposal & engagement
    • Safety & loss prevention
    • Watches
    • Resource center
      All resources
    • Cleaning your jewelry
    • Colored gemstones
    • Diamonds
    • Proposal & engagement
    • Safety & loss prevention
    • Watches

Jewelry Insurance as low as

$15/mo

or $180 per year

  1. Home /
  2. Resource center /
  3. Cleaning /
  4. How to clean & care for your engagement ring
Cleaning
  • What you should always do
  • What you should do daily
  • What you should do weekly
  • What you should do yearly
  • What you should never do
  • Never wear your ring during these activities:
  • In conclusion
Read: 3 min

How to clean & care for your engagement ring

by Jewelers Mutual
Sep 21, 2018 8:17AM
Facebook
Reddit
X
LinkedIn
Copy Link
Email article
Summary

Keep your diamond ring sparkling and secure with consistent care and smart habits.

  • Daily: Store separately, avoid harsh products, and wipe with a gem cloth.
  • Weekly: Clean gently with warm soapy water and a soft toothbrush.
  • Annually: Get professional cleanings, inspections, and update your insurance.

Your engagement ring may very well be the first piece of fine jewelry you own.

After the initial excitement of being engaged winds down, you suddenly realize you're now responsible for a pretty valuable piece of jewelry.

One that you need to care for every. single. day.

It's easy to panic - wondering how often to clean it, when to take it off, how to keep it safe ...

Start with these time-based checklists. If you do each of these things at the frequency noted, you're very likely to have a diamond that really does last forever.

 

What you should always do

 

Store in a separate, fabric pouch or section of your jewelry box.

One of the most common ways jewelry is damaged is being scratched by other jewelry.

 

Have a safe, memorable location available to place your jewelry.

Even when you're on-the-go, always know where you can safely store your ring if you need to remove it. 

 

Watch for warning signs of vulnerabilities in your jewelry.

Know how to spot a loose stone. There are six major signals that your jewelry's about to break. 

 

What you should do daily

 

Place your ring in a designated spot while showering.

All those soaps and shampoos will cause buildup on your ring. Plus, fishing a ring out of the drain is never fun!

Wipe down with a dry jewelry cleaning cloth.

Need your very own jewelry cleaning cloth? Ask your jeweler or let us know!

 

What you should do weekly

A light cleaning using a safe, homemade jewelry cleaner.

Your own sweat and body oils can dull the shine of your jewelry. DIY cleaning calls for warm, soapy water and a toothbrush.

 

What you should do yearly

 

Professional cleaning and inspection.

It's easy to lose a piece of jewelry or individual stones if you're not giving your jewelry regular check-ups. Your jeweler will deep clean your pieces for brilliant shine, too! Two times per year is best.

Renew your jewelry insurance.

And make sure you fully understand your coverage.

 

Get an updated appraisal.

If your jewelry's value has decreased, you could be spending more than necessary to insure your piece. Or, the reverse could mean you're underinsured and may incur additional out-of-pocket expenses to repair or replace jewelry that becomes damaged or lost. Getting a new appraisal every 2-3 years is sufficient.

 

What you should never do

Clean your jewelry with bleach, abrasives or toothpaste.

Strong chemicals like bleach can discolor precious metals, and abrasives like toothpaste and baking soda can scratch softer stones and metals.

 

Pick your ring up by the stone.

The less often you handle your ring, the better, especially the center stone.

 

Put your jewelry in a storage unit.

Rent a safety deposit box at your bank if you're moving or need to store your jewelry away from your home for an extended period.

 

Never wear your ring during these activities:

Gardening

Dirt and small rocks are abrasive. If not cleaned right away, your jewelry can be permanently damaged. Beware the dangers of gardening gloves too.

Cleaning

Bleach and other heavy duty cleaners can wear away at precious metals.

Exercise

Any exercise that requires you to hold something, like dumbbells, a tennis racket or golf clubs, is a jewelry wearing no-no. Sweat in general can also be damaging to sterling silver.

Swimming, hot tubbing or showering

Salt water and chlorine can damage your jewelry. Chlorine can discolor metals (like gold and platinum) and can slowly erode the finish and polish of gemstones. It can even corrode your prongs enough for them to break off entirely. Plus, the cold water could make your fingers constrict, causing the ring to become loose and fall off.

Cooking

Things get messy in the kitchen. Take off your ring to avoid coating it with sauce or nicking it with a knife.

Applying lotions or sprays

Lotion can get into the crevices of chains and prongs, and both lotions and sprays create a film on your jewelry, making it dull and dingy.

 

In conclusion

While these lists may seem to add up to quite a few tasks to remember, it's really all about habits.

Make it a habit to always remove your ring when doing something potentially damaging. When in doubt, take it off - just be sure to designate safe storage spaces both home and on-the-go.

As for the maintenance tasks like cleaning, inspections and appraisals, try setting yourself recurring calendar reminders.

If your jewelry is insured, your annual renewal is a great reminder to take that ring in for an inspection!

 

Check your rate

 

 

See related articles

Jm Brand extra images Cleaning
Read: 5 min
How to clean and care for moonstone jewelry
Does your moonstone need a makeover? Get its glow back with this safe, step-by-step cleaning and care guide.
July 12, 2025
Jm Brand extra images Cleaning
Read: 5 min
How to clean white gold jewelry: a complete, step-by-step guide
How to clean white gold jewelry, diamond rings & necklaces safely using a homemade white gold cleaning solution.
July 6, 2025
Jm Brand extra images Necklaces
Read: 6 min
How to clean rose gold jewelry
Wondering how to clean rose gold jewelry? Discover two easy methods and tips for maintaining its beauty for years!
June 26, 2025
Rings on Display Cleaning
Read: 6 min
How to clean rubies and sapphires
Learn how to clean rubies and sapphires and get essential ruby and sapphire care tips to keep your gems sparkling.
May 27, 2025
Emerald Ring Birthstones
Read: 5 min
Cleaning and caring for emeralds
Learn how to clean and care for your emeralds at home and what precautions to take with this step-by-step guide!
May 2, 2025
1 / 1

Footer main navigation

Footer social navigation

Facebook TikTok X Instagram LinkedIn YouTube
  • Our solutions
  • Jewelry Insurance
  • Engagement Ring Insurance
  • Watch Insurance
  • Jewelry Insurance explained
  • Jewelry Insurance vs. Homeowners Insurance
  • The best Jewelry Insurance
  • Resource center
  • Cleaning your jewelry
  • Colored gemstones
  • Diamonds
  • Proposal & engagement
  • Safety & loss prevention
  • Watches

Legal Menu

  • Privacy Policy
  • Terms of Use
  • Accessibility
  • Cookie Preferences
  • Notice at Collection
  • Do Not Sell or Share My Personal Information (CA Residents Only)

© 2025 Jewelers Mutual Group - All Rights Reserved

Insurance coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language. Coverage options may vary by state and by product. Exclusions and limitations may apply.

Insurance coverage is offered by a member insurer of the Jewelers Mutual Group, either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company, or otherwise via other carriers through JM Insurance Agency Partners, Inc. Policyholders of Jewelers Mutual Insurance Company, SI and JM Specialty Insurance Company are members of Jewelers Mutual Holding Company.