Skip to navigation Skip to main content

Lines of Business

  • Individuals
  • Businesses
  • Partners

Account

  • About us
    • Our story
    • Company leadership
    • Community involvement
    • Annual report
    • Careers
    • Newsroom
      About us
    • Our story
    • Company leadership
    • Community involvement
    • Annual report
    • Careers
    • Newsroom
  • Contact us
  • Account
    • Login/Manage my policy
    • Pay my bill
    • Start a claim
    • Track a claim
      Account
    • Login/Manage my policy
    • Pay my bill
    • Start a claim
    • Track a claim
Navy Jewelers Mutual Logo
White Jewelers Mutual Logo

Personal

  • Insurance solutions
      Insurance solutions
    • Jewelry Insurance
    • Engagement Ring Insurance
    • Watch Insurance
    • Our solutions
      Jewelry Insurance
    • Engagement Ring Insurance
    • Watch Insurance
  • Jewelry Insurance explained
      Jewelry Insurance explained
    • Coverage
    • Appraisals
    • Cost
    • Claims process
    • Managing your policy
    • Jewelry Insurance vs Homeowners
    • Jewelry Insurance vs Warranties
    • Why Jewelers Mutual
    • About Jewelry Insurance
      Coverage
    • Appraisals
    • Cost
    • Claims process
    • Managing your policy
    • Jewelry Insurance vs Homeowners
    • Jewelry Insurance vs Warranties
    • Why Jewelers Mutual
  • Resource center
      Resource center
    • All resources
    • Cleaning your jewelry
    • Colored gemstones
    • Diamonds
    • Proposal & engagement
    • Safety & loss prevention
    • Watches
    • Resource center
      All resources
    • Cleaning your jewelry
    • Colored gemstones
    • Diamonds
    • Proposal & engagement
    • Safety & loss prevention
    • Watches

Jewelry Insurance as low as

$15/mo

or $180 per year

  1. Home /
  2. Resource center /
  3. Gold /
  4. How to Tell if Gold Jewelry is Real
Read: 1 min

How to Tell if Gold Jewelry is Real

Photo of Emili Vesilind
by Emili Vesilind
May 18, 2022 8:26AM
Facebook
Reddit
X
LinkedIn
Copy Link
Email article
Summary

Determining if gold is real involves simple at-home tests and professional verification for accuracy.
  • Look for hallmarks like “10K,” “14K,” or “18K” stamped on the jewelry.
  • Try basic tests such as the magnet test or skin discoloration check.
  • Consult a jeweler for expert testing like acid analysis or X-ray fluorescence.

You’ve been given a pair of gold-toned hoop earrings—and you love them! But you suspect the metal isn’t real gold, but perhaps brass or some other alloy. How can you be sure either way? Use these tests to find out if your glittering jewel is genuine gold.
 

How to Tell if Gold is Real


Gold Isn’t Magnetic

The referenced media source is missing and needs to be re-embedded.

If that new “gold” ring is attracted to your most powerful kitchen magnet, it’s not real gold. That’s not to say that if your piece doesn’t cling to the magnet, it’s 100% real (silver and other metals also aren’t magnetic). The magnet test is simply one way to test for gold content. 


Gold Sinks in Water

Here’s another easy one: gold is one of the densest metals, so a gold piece will almost always sink in a bowl of water.

Learn how to clean gold jewelry! >>


Buy Some Nitric Acid

Jewelers often use nitric acid to test their gold. Basically, gold won’t react to nitric acid, but all other metals will turn greenish. Don’t douse your jewelry in the acid—just put it in a stainless-steel dish and use a dropper to drop or Q-tip to test a tiny section. If your jewel doesn’t react to the nitric acid, you have a real gold piece (14k or higher). But procuring nitric acid may be more trouble than it’s worth when you can simply…


Ask Your Local Jeweler

If you ever have a question about jewelry, ask your local jeweler! Jewelry retailers can tell you definitively what those hoops (or ring, or necklace, or bracelet, or candlesticks) are made of. Many professionals use expensive, specialized equipment to do so, including electronic or thermo-testing and X-ray fluorescent analyzers that can detect every element in a piece of jewelry, from copper to platinum. Happy discovering!

If you do have real gold jewelry, make sure that precious piece is insured! Jewelers Mutual covers every day life, such as loss, theft, damage and disappearance, which means you can wear your jewelry without worry. Check your rate by clicking the button below. 
 

Check your rate

 

 

Photo: Greenwich St. Jewelry Moi et Toi gold and gemstone ring (courtesy of brand)

 

See related articles

Jm Brand extra images Cleaning
Read: 5 min
How to clean white gold jewelry: a complete, step-by-step guide
How to clean white gold jewelry, diamond rings & necklaces safely using a homemade white gold cleaning solution.
July 6, 2025
Holding a Ring How to buy
Read: 5 min
What does an 825 stamp on jewelry mean?
What does an 825 stamp on jewelry mean? Find out where you might find it on gold or silver jewelry and why it may be there at all.
March 3, 2025
Gold Plated Jewelry Gold
Read: 4 min
What is gold-plated jewelry?
What is gold-plated jewelry and how do you care for it? Find out in this guide to the electroplated world of budget-friendly gold
February 24, 2025
585goldstampedjewelryexplained_individualsblog.svg Gold
Read: 5 min
585 gold stamped jewelry explained
What to know about 585 gold stamped jewelry and why it matters. Discover its meaning and how many carats it equates to here.
December 6, 2024
Jm Brand extra images Gold
Read: 6 min
Does gold-plated jewelry tarnish?
Does gold-plated jewelry tarnish? Find out how this protective layer of gold can last and how to best care for it here.
December 2, 2024
1 / 1

Footer main navigation

Footer social navigation

Facebook TikTok X Instagram LinkedIn YouTube
  • Our solutions
  • Jewelry Insurance
  • Engagement Ring Insurance
  • Watch Insurance
  • Jewelry Insurance explained
  • Jewelry Insurance vs. Homeowners Insurance
  • The best Jewelry Insurance
  • Resource center
  • Cleaning your jewelry
  • Colored gemstones
  • Diamonds
  • Proposal & engagement
  • Safety & loss prevention
  • Watches

Legal Menu

  • Privacy Policy
  • Terms of Use
  • Accessibility
  • Cookie Preferences
  • Notice at Collection
  • Do Not Sell or Share My Personal Information (CA Residents Only)

© 2025 Jewelers Mutual Group - All Rights Reserved

Insurance coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language. Coverage options may vary by state and by product. Exclusions and limitations may apply.

Insurance coverage is offered by a member insurer of the Jewelers Mutual Group, either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company, or otherwise via other carriers through JM Insurance Agency Partners, Inc. Policyholders of Jewelers Mutual Insurance Company, SI and JM Specialty Insurance Company are members of Jewelers Mutual Holding Company.