When you damage or lose your jewelry, the last thing you should worry about is how to repair or replace it. Feel comforted with jewelry insurance from a company that's been protecting jewelry since 1913. That’s Jewelers Mutual.
Tell us about your jewelry and get a quote with deductible options in under a minute.
Already have a quote?
Retrieve your saved quote or application.
We provide all types of jewelry insurance, including engagement ring insurance. Watches, earrings, and even loose stones while being set - yep, we cover those too.
"Excellent company – reasonable rates, great coverage and prompt and courteous service. Applying is easy and claims service is exactly as advertised…wonderful."
No matter the type of jewelry you insure, it'll be protected with our comprehensive coverage.
You left your ring somewhere—on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. It’s covered.
We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.
You hit your diamond ring on the edge of a table and it cracks, or you're pulling on a sweater and a prong is bent. Accidents happen. We'll cover that.
Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don’t worry, that’s covered.
Has your jewelry lost a bit of its luster? Visit your jeweler at least once a year for a professional cleaning and inspection. It will restore the brilliance to your jewelry and ensure that it’s in good condition.
Peace of mind isn't the only advantage to being a Jewelers Mutual policyholder. Because we've been in the jewelry industry for over 100 years, you’ll be getting experience like no other, plus the following features:
Our coverage travels with you worldwide. Whether you travel to another state or another country, you’re still covered just like you are at home.
You’ll get a personal online account with 24/7 access to manage your policy safely and securely.
If you need your jewelry repaired or replaced, you can expect to get back an item of the same kind and quality as the original. This is especially important when you have name-brand jewelry.
We know you care about who works on your jewelry. That’s why we don’t require multiple estimates and we’ll never force you to work with a designated jeweler, unlike many homeowners and renters policies.
"It was a terrific experience in how Jewelers Mutual handled my claim. It was hassle-free and completed quickly. The jeweler I worked with in handling my claim even reported how easy it was working with JM."
We're here to make this choice as easy as possible for you, every step of the way. That's why we created a Buyer's Guide to help you decide how best to protect your jewelry.