It's more than a ring. Insure its true value.

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Jewelers Mutual policies are built around the way you live your life. You can enjoy worldwide travel coverage, flexibility to work with your own jeweler and an optional $0 deductible.

How it Works

  1. Get a Quote

    With only your zip code and your jewelry’s value, you can get a quote in under a minute. You can even choose different deductibles to see how they affect your yearly premium.

  2. Apply for Coverage

    Tell us about you, your jewelry and how you wear and store it, and in most cases your coverage can begin immediately. All we may need is an evaluation, appraisal or detailed description of your jewelry.

  3. Wear Your Jewelry

    Sit back and relax, knowing you’re protected. Should anything happen to your jewelry, we’ll work with the jeweler of your choice to repair or replace your item with same kind and quality.

What’s covered?

  • Worldwide Coverage
  • Loss
  • Theft
  • Damage
  • Mysterious Disappearance

Protect your memories and the promise of what's to come.

I couldn’t believe that as soon as I found a new diamond, I had it back on my finger in less than a week! – Joshua

I had previously had my jewelry on a homeowners policy. Never had anything resolved this easily. – Amy

Is Jewelers Mutual right for you?


Insure your jewelry for all its worth.

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